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ক্ষুদ্র ব্যবসায়ীদের জন্য ব্যাংক অ্যাকাউন্ট খোলাকে সহজ করতে ট্রেড লাইসেন্সের বাধ্যবাধকতা তুলে দিয়েছে বাংলাদেশ ব্যাংক(বিবি) ফলে ট্রেড লাইসেন্স ছাড়াই এখন অ্যাকাউন্ট খুলতে পারবেন ক্ষুদ্র ব্যবসায়ীরা।তবে তাদের অ্যাকাউন্টের নাম হবে পার্সোনাল রিটেইল অ্যাকাউন্ট বা প্রাইভেট রিটেইল অ্যাকাউন্ট।এই অ্যাকাউন্ট খোলা যাবে-ব্যাংক,মোবাইল ব্যাংকিং(এমএফএস) ই-ওয়ালেট সার্ভিস প্রভাইডার ও পেমেন্টে সার্ভিস প্রভাইডারগুলোতে(পিএসপি)।বাংলাদেশ ব্যাংক বলছে,একক ক্ষুদ্র উদ্যোক্তারা এই অ্যাকাউন্টের মাধ্যমে লেনদেন করতে পারবেন।
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